Gradatim, BPU model provides “high value returns for low value transactions” by substantially reducing the cost of sales, underwriting, claims administration, collection, payments, new business acquisition and servicing. Our on-demand utility services deliver enhanced and superior service in the most efficient and cost-effective manner. Our multi-channel, multi device and on-demand technology platform enables us to deliver reliable services to insurance providers and its various stakeholders – agents, intermediaries such as microfinance institutions (MFIs) Banks, employees, managers and regulators. Our technology platform enables product intelligence for actuarial support, MIS and reporting improving management and governance substantially. Our solution is proficient, capable and accomplished to handle products for all lines of insurance business – Life, Health, Non-life and Pensions.
Our technology framework combines a power technology platform with external services and robust infrastructure helping MFIs to operationalize their business goals while retaining control over processes and business as a whole.
Our comprehensive range of services offered through the Business Process Utility (BPU) model includes:
Gradatim delivers value by:
- Helping providers become more customer centric
- Providing easy handling of regulatory and reporting requirements
- Helping providers create a more flexible business model
- Increasing rural outreach at minimum cost
- Increasing scalability in operations
- Helping leverage the benefits of automation
- Rationalizing costs and improving efficiency
- Helping leverage global best practices