

About Us
Welcome to Gradatim, a leading provider of flexible core policy administration platform for Insurance companies.
Our Platform supports all standard insurance and pension core processes, and it is fully configurable, extensible, and scalable. The platform leverages advanced AI to achieve a high level of automation.
Our focus on developing modern and adaptable core policy systems has allowed us to deliver a 50% reduction in technology costs per GWP and a 40% reduction in operating costs per GWP.
With offices and operations in India, Singapore and the UAE, we support incumbent insurers "Reimagine Insurance Software".

Product and Variants
Connected, flexible, and rapid in its implementation.
Fully configurable, extensible, scalable & smart.
Gradatim MFInsure® Group
Helping incumbent insurers, reimagine group insurance business.

From an intensely competitive market, widespread legacy systems and a complex eco-system, to an intelligent, significant eco-system, and life-time portable benefits model.
Gradatim MFInsure® PL
Driving transformation & cost efficiency for Life Insurance & Pension Products.

A powerful B2B SaaS platform for Protection, Savings, Investment, Pension and Annuity products. Verified for usage on more than 120+ products and over 150+ million insurance policies.
Gradatim MFInsure® PC
Rapid adaptability, enhancing digitization for Property & Casualty.

Comprehensive, yet flexible policy administration platform for P&C products. Implement full core or as standalone core, driving growth, scale and digital transformation. Delivered on a B2B SaaS Model
Gradatim MFInsure® PF
Comprehensive solution for Pension, Annuity and Fund products.

Core modules for direct benefit & defined contribution products. Market linked & non-linked. Supports fund switch, redemption, maturity, bonus, interest, rebalancing, market-value adjustments & capital guarantee processes.
Gradatim by numbers
120+
Product variants across life, health, and P&C Products.
162 M
Policies and members live and managed on Gradatim Platforms.
50%
Reduction in technology costs per Gross Written Premium.
40%
Reduction in operating costs per Gross Written Premium.
Insights and Updates

Why Partner with Us?
Transform your legacy system to a modern customer-centric SaaS
3A. Operationalize Benefits
Change the way Insurance Software Works. Acceleration, Accuracy, Availability
3C. Governance Benefits
Strengthen Governance, Compliance & Regulatory compliance. Classification, Computations. Compliance.
3P. Market Benefits
Configure Products, Processes and Channels. Penetration, Profitability, Participation
Reasons for Choosing Gradatim SaaS
Gradatim B2B SaaS is comprehensive for all standard core insurance and pension processes, and is distinguished by its personalization & configurability.
Highly Configurable
Configure with ease to adjust quickly to changing market conditions.
01
Channel Integration
Multi-access capability in channel management and product sales.
02
Uninterruptible
Connects and integrates seamlessly with existing IT landscape and existing solutions.
03
Hyper Automation
Achieve a high level of automation for all standard processes, with in-built AI tools.
04
Personalization
Personalized digital channels for your high potential consumers.
05
Integrated AI
From dynamic pricing, early claim warning, persistency, cross and up sell & operations automation.
06
People and Culture
Inclusive, Informal, Sensitive & Innovative Organization. We take pride in the work that we do, and how we are changing lives remains at the core of Gradatim culture.
The sheer joy of working and the innate pride in everything we do is at the core of Gradatim culture. We nurture out-of-the-box thinking, while adhering to standardized protocol & procedures.
Our customer is at the center of Gradatim universe. At Gradatim, we have mastered our product including underlying functionality & technology. We take end-to-end responsibility of the outcomes with the deployment of our product.
Most of our projects are complex and large and we have continuously delivered and consistently exceeded the client expectations. Every single customer is our partner in the pursuit of a common goal.
We believe in transparency, integrity of purpose and performance. Gradatim means, a step-by-step, methodical achievement of objectives.
OUR CLIENTS
Every client is a valuable long-term partner.